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Hello,

My name is Jennifer and I am currently attending Columbia State Community College in Middle Tn. I am going for public relations and a minor in sociology. My first semester was at MTSU and honestly, I did not do very well. However after the past 2 years my determination to make it through school and make a difference in today's world has grown tremendously. I believe with all of my heart that I will make a difference in today's world. The problem is that I have almost 17,000 dollars worth of private student loans and with todays economy I can not afford to make the monthly payments. Also the loan company will not consolidate my loans. I am just now starting my Sophomore year. I realize I have been very irresponsible when it comes to school, but I need help. 

I am a very hard worker, and I excel at almost everything I do. If there is someone out there that would  be willing to help me take care of these student loans I would be more than greatful.

Asking for help is a hard thing to do, especially when you are asking complete strangers. However, my parents can not help me and I can not seem to help myself. I know that there are people out there that are looking to make a difference in someone's life, and I am one of the many people in America that needs some help right now.

If you are looking to make a difference in someone's life and you might be considering me Please email me at jenjlk1202@gmail.com. I would be happy to tell you more about myself and my aspirations.

Okay, so here it is.  I confess that I filed for bankruptcy last year

and believed that it was the best thing to do given the circumstances.  Since 2005 I have tried to get another job, I have tried to defer debt and rebuild my credit.  It all has gone back to

the point of no return.  Currently, I have faced eviction from an apartment I had lived in for 13 years.  I had deferred my student loans (30,000) that will now begin in February 2007.  I have reduced all living expenses with the exception of getting gas and

maybe a cup of coffee to drink for breakfast, lunch and dinner.

Please help!... I will hear back from the 5 interviews I had in 2 weeks.  Until then, I owe at least 5000 due to working on commission and having to pay back the draws that I took to stay afloat.  I am struggling to survive.  Keep the car payment $293.00 per month so I can drive to interviews and the commissioned base job that was the only work I could get at this time.  It is a nightmare.

The more I work, the MORE I OWE.  I believed that in America there was opportunity. I guess Not for sociology majors.  Sometimes I believe that if I had not gone to college and had bought a house instead I would have been in a better position. I guess Not for the aged.  I am 48.  I believe I have 10 to 15 years of work life left.  If you have suggestions do write to platovla@yahoo.com

Thanks...Someday I will pay you back every red cent.

I need to find options for ways to pay for graduate school.  I'm a female, military veteran seeking a master's degree.